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How to Calculate The Entire Trip Cost for Travel Insurance

How to Calculate The Entire Trip Cost for Travel Insurance

How to Calculate The Entire Trip Cost for Travel Insurance
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How to Calculate The Entire Trip Cost for Travel Insurance

Are you calculating your entire trip cost the right way?


Calculating your entire trip cost is normally a simple task but can become complex, especially when you're splitting the trip cost with others.

The anticipation of a shared vacation with friends or extended family members is sometimes half the fun of the trip itself. Planning your lodging, deciding which tourist spots to hit (and which to skip), and looking forward to lots of good times. These are some of the better ways to while away your free moments leading up to the big day.

But don't forget to think about travel insurance, too. Hopefully, you make a regular habit of insuring your trips with a travel insurance policy. You should cover the non-refundable and prepaid portions of your trip. Here is some good advice for when you're traveling with a group.

I'm Traveling With Friends - How Do I Calculate My Entire Trip Cost for Insurance?

Travel insurance is one way to protect your investment when you've put down money on a future trip. It can relieve the possible financial burden that could occur due to severe illness or injury. It can cover cases where your trip gets canceled due to covered circumstances.

But when you're traveling with friends or extended family members who aren't covered by your policy, how do you work out the numbers for trip cost on the policy you purchase?

Since airfare will have been purchased in your name, it may be included in your policy, provided it's a non-refundable ticket (and, of course, it's prepaid). But shared expenses are a different matter. Vacation rentals, for example, are one group of costs that are commonly split among friends.

To seek coverage for that cost in case of trip cancellation, you'll have to first work something out with whoever happens to be listed on the rental agreement. Hopefully, she bought travel insurance!

A Solution for Shared Expenses

See if you can include shared lodging costs on your own trip insurance policy. Try to work something out with the rental agent. Ideally, get your name on the agreement, stating that you're at least partially responsible for the cost. Then you may have something to work with when purchasing your policy.

Remember to get documentation from the rental agent ahead of time. That way, you may be able to include shared lodging expenses in your "trip cost" calculation for your travel insurance.

Have more questions like this one? We're full of answers! And while you're at it, we can set you up with a free trip insurance quote at AARDY.com.

Safe travels.

This article has been written for review purposes only and does not suggest sponsorship or endorsement of AARDY by the trademark owner.

Recent AARDY Travel Insurance Customer Reviews

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Jay Carey
Trustpilot 5 star rating
about 12 hours ago
Felicia is calm and cool

Felicia is calm and cool

Trustpilot 5 star rating
about 12 hours ago
Christiana was exceptional

Christiana was exceptional. She was courteous, easy to understand, patient and most of all vey knowledgeable. After hours spent online researching policies it was extremely helpful to have a capable person on the phone assist me with my decision. My decision to purchase this policy was directly related to her assistance. I will definitely recommend your company!